And you have to be aged 18–69 to get Monzo Premium.◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option available only in the U.S. As well as 1.50%/1.49% AER/Gross (variable) interest on up to £2,000 in your balance and regular Pots, and much, much more.Īll for just £15 a month, with a 6 month minimum term. You also get extensive phone insurance, and worldwide travel insurance for you and your partner or family. Your metal card works like a hot coral Monzo card, but it comes with lots of other useful things. What else can you get with Monzo Premium? For tougher stains, use a small amount of rubbing alcohol. If it does get grubby, gently wipe it with a soft, slightly damp microfiber cloth. Some fabrics, like leather and denim, might permanently stain the card so take care when putting it in wallets or pockets. So don't worry if you see this message – we won't charge you anything extra. That's just because cash machine companies often take a while to update their software to accept cards with new BINs. When you first start using your metal card, you might see a message at some cash machines saying "your issuer may charge you”. This means Monzo Premium metal cards have their own unique BIN (the first six digits of your card number), which is different to the one you'll see on hot coral Monzo cards. To achieve the design we wanted, we've used a slightly different type of Mastercard debit card for our metal cards. You won't be able to cut up a metal card with scissors! Your metal card has its own Bank Identification Number (BIN) When your metal card expires, send it back to us for free and we'll dispose of it safely. And it also means you won't have to replace your card or update your card details as often. That's 40% longer than a plastic one, which only lasts for three. A metal card should last for five yearsīecause metal is more hardwearing than plastic, your metal Monzo card will only expire after five years. This means they're the only manufacturer in the world that makes them. Monzo Premium metal cards are manufactured in New Jersey, USA, by a company that holds the patent on contactless metal cards. This also means it's still contactless, like your old plastic card! It's manufactured in the USA, by a company who hold the patent for contactless metal debit cards Instead of the PVC film you usually find covering a plastic debit card, the back of your Monzo Premium metal card is coated in a copolymer resin. You'll see your 16-digit card number, CVC code, and the expiry date.Īnd if you invested in Monzo through one of our crowdfunding rounds, we'll add the investor label here too. Turn your metal card over to find your name and all your card details laser engraved on the back. ![]() Your card details are laser engraved on the back The manufacturers mill each card individually, and it takes around 20 minutes to engrave each one. The process of engraving metal is known as 'milling’. The Monzo and Mastercard logos are engraved mechanically on the card's crisp white finish. It means your metal Monzo card is much more rigid than a plastic one – and makes a satisfying ‘clink’ sound when it taps another hard surface. It's made from a single sheet of stainless steel That's more than three times heavier than a plastic debit card, which usually weighs in at 5g. ![]() It weighs 3x more than a plastic debit card With it, we introduce our metal card, made from a single sheet of steel. We’ve just launched Monzo Premium – our newest account, built to make a statement.
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